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Retirement: Bulletproof SUVs, Aides, Generous Allowances For Ex-Service Chiefs Raises Concern

The retirement benefits for retired ex-service chiefs, including bulletproof SUVs, personal aides, and generous allowances for medical treatment abroad is raising concern in Nigeria.
In a recent development, President Bola Tinubu retired the Chief of Defence Staff and service chiefs, granting them a range of retirement benefits. These benefits include bulletproof Sport Utility Vehicles (SUVs), personal aides, guards, and generous allowances for medical treatment abroad. This article explores the details of the retirement benefits and sheds light on the Harmonised Terms and Conditions of Service for Officers of the Armed Forces of Nigeria 2017.
Retirement Benefits For Ex-Service Chiefs
The retirement benefits for the immediate past Chief of Defence Staff, General Lucky Irabor, Chief of Army Staff, Lt. Gen. Faruk Yahaya, Chief of Naval Staff, Vice Admiral Awwal Gambo, and Chief of Air Staff, Air Marshal Isiaka Amao, have been outlined in the Harmonised Terms and Conditions of Service for Officers of the Armed Forces of Nigeria 2017 (revised). These benefits are exclusive to the retired Generals upon leaving their respective services.
Bulletproof SUVs And Backup Vehicles
According to Section 11.8 of the HTACOS 2017, a retiring Chief of Defence Staff and service chiefs are entitled to receive one bulletproof SUV or equivalent vehicle, to be maintained and replaced every four years by the service. Additionally, they are provided with a Peugeot 508 or equivalent backup vehicle.
Domestic Aides, Guards, And Security Personnel
The retired ex-service chiefs are allocated a team of domestic aides. This includes two service cooks, two stewards, and a civilian gardener. They also have the privilege of having an Aide-de-Camp/security officer, a special assistant or personal assistant of a specific rank, and nine standard guards comprising of soldiers. Moreover, the retirement benefits encompass three service drivers, one service orderly, and escorts to be provided by appropriate military units/formations as required.
Medical Coverage And Uniforms
Retired ex-service chiefs are entitled to free medical cover both in Nigeria and abroad. They are permitted to retain all military uniforms and accoutrements to be worn for appropriate ceremonies. However, it should be noted that personal firearms will be retrieved by the relevant services upon the death of the beneficiaries.
Retirement Benefits For Various Ranks
Section 11.19 of the HTACOS 2017 outlines the retirement benefits for specific ranks. Lieutenant Generals in the Nigerian Army, Vice Admirals in the Navy, and Air Marshals in the Air Force are entitled to two Peugeot 508 cars or one Toyota Land Cruiser. Additionally, they receive two cooks, two stewards, four residential guards, one service orderly, two service drivers, and free medical treatment in Nigeria and abroad amounting to $20,000 yearly.
On the other hand, Major Generals, Rear Admirals, and Air Vice Marshals, who hold two-star officer positions, receive one Peugeot 508, a cook, a steward, two residential guards, one service orderly, one service driver, and free medical treatment in Nigeria and abroad equivalent to $15,000 annually.
For Brigadier Generals, Commodores, and Air Commodores, who are one-star officers, the retirement benefits include one Peugeot 408, a service driver, two residential guards, one service orderly, and free medical treatment locally and abroad, amounting to $10,000 each.
Retirement Windfall: Ex-service Chiefs Receive Lavish Benefits
The generous retirement benefits awarded to ex-service chiefs, including bulletproof SUVs, domestic aides, and medical coverage abroad has raised concerns following the number of generals the country has and the impact on the military structure.
President Bola Tinubu retired the Chief of Defence Staff and three service chiefs, granting them a retirement windfall that includes several perks and benefits.
These high-ranking military officers, General Lucky Irabor, Lt. Gen. Faruk Yahaya, Vice Admiral Awwal Gambo, and Air Marshal Isiaka Amao, will receive bulletproof Sport Utility Vehicles (SUVs), personal aides, and a host of other advantages.
The retirement benefits are outlined in the Harmonised Terms and Conditions of Service for Officers of the Armed Forces of Nigeria 2017 (HTACOS 2017). However, this move has sparked controversy, with concerns about the increasing number of generals and its impact on the military structure.
According to the HTACOS 2017, the retired Chief of Defence Staff and service chiefs are entitled to several benefits upon leaving their respective services. They will each receive a bulletproof SUV or an equivalent vehicle, which will be maintained and replaced every four years. Additionally, they will be provided with a Peugeot 508 or a similar backup vehicle. The retired officers will have the support of five domestic aides, including two service cooks, two stewards, and a civilian gardener.
Furthermore, the ex-service chiefs will have an Aide-de-Camp or a security officer, along with a special assistant or personal assistant of a certain rank. They will also be assigned nine standard guards comprised of soldiers. The retirement benefits extend to three service drivers, one service orderly, and escorts provided by appropriate military units or formations as required. Medical coverage, both in Nigeria and abroad, is included as well.
The HTACOS 2017 also permits the retired officers to retain their military uniforms and accoutrements for appropriate ceremonies, as well as personal firearms. However, the relevant services will retrieve the firearms upon the beneficiaries’ death.
Retirement Benefits For Different Ranks
The retirement benefits specified in the HTACOS 2017 differ based on the rank of the retiring officers. For Lieutenant Generals in the Army, Vice Admirals in the Navy, and Air Marshals in the Air Force, the benefits include two Peugeot 508 cars or one Toyota Land Cruiser, two cooks, two stewards, four residential guards, one service orderly, two service drivers, and free medical treatment in the country and abroad, amounting to $20,000 annually.
Major Generals, Rear Admirals, and Air Vice Marshals, who hold the rank of two-star officers, are entitled to one Peugeot 508, a cook, a steward, two residential guards, one service orderly, one service driver, and free medical treatment in Nigeria and abroad, valued at $15,000 per year.
Brigadier Generals, Commodores, and Air Commodores, the one-star officers, will receive one Peugeot 408, a service driver, two residential guards, one service orderly, and free medical treatment both locally and abroad, amounting to $10,000 each.
Colonels, Captains, and Group Captains in the Army, Navy, and Air Force, respectively, are expected to receive a Peugeot 301 or a car of similar value, along with free medical coverage within the country.
The HTACOS 2017 allows for the monetization of all benefits for retiring Major Generals, Brigadier Generals, Colonels, and their equivalents in the Navy and Air Force, giving them the option to choose a lump sum payment in lieu of the specified benefits. This provision allows for flexibility in managing the retirement benefits based on individual preferences.
Controversy Surrounding The Retirement Benefits
The retirement benefits granted to ex-service chiefs have sparked controversy and raised concerns among various stakeholders. One major point of contention is the increasing number of generals within the military structure. Critics argue that the proliferation of high-ranking officers could lead to an imbalance in the military hierarchy, with too many generals and insufficient opportunities for promotion and career advancement for lower-ranking officers. This could potentially impact the morale and efficiency of the armed forces.
Additionally, there are concerns about the financial implications of these retirement benefits. Some argue that the lavish perks and generous allowances granted to retired service chiefs place an unnecessary burden on the national budget. In a country where resources are limited, the allocation of significant funds for retirement benefits may be seen as disproportionate or even wasteful.
Another aspect of the controversy pertains to the perceived disparity between the retirement benefits of senior military officers and the conditions faced by lower-ranking personnel. Critics argue that the focus should be on improving the welfare and working conditions of all members of the armed forces, rather than disproportionately rewarding a select few. It is important to maintain a balance that ensures fairness and equitable treatment across the military hierarchy.
The retirement benefits bestowed upon ex-service chiefs in Nigeria, including bulletproof SUVs, personal aides, and medical coverage abroad, have attracted both attention and criticism.
While these benefits are outlined in the HTACOS 2017, concerns have been raised about the increasing number of generals and the potential impact on the military structure.
The allocation of resources for retirement benefits has also been a point of contention, with some advocating for a more balanced approach that prioritizes the welfare of all military personnel. As discussions and debates surrounding these issues continue, it remains to be seen whether any adjustments or reforms will be implemented to address the concerns raised.
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No Amount Spent On Propagating Religion Is Too Much—Sokoto Go

By Ankeli Emmanuel, Sokoto
Sokoto state governor, Ahmed Aliyu has reassured that whatever amount spent for the propagation of religion is worthwhile.
The governor who stated this during the official inauguration of Hassan Dan Mu’azu Jumu’at mosque, Runjin sambo area renovated and remodelled by the State Government, added that, he will continue to accord priority to religious propagation.
“”No amount of money spent in the propagation of islam will be viewed as much, and our administration is ever ready to participate actively in such worthy endeavour””, Governor Aliyu enthused
Represented by his deputy, Alhaji Idris Mohammed Gobir, the governor thanked Sokoto’s people for their continued support and prayer for his administration.
A statement by the deputy governor’s spokesperson, Garba Mohammed, had quoted Senator Aliyu Magatakarda Wamakko as saying the commendable performances of the governor in less than two years in office has proved all doubting Thomases wrong
Senator Wamakko who is the leader of the All Progressive Congress (APC) and represents Sokoto north Senatorial district, said the governor has recorded unparalleled performances within two years in office.
According to Wamakko, some wondered and even kicked against the candidature of now governor Ahmed Aliyu saying he was infamous, adding however that, they bluntly forgot that pointing out that, “one with Allah is the majority”.
“”Some people refused to support Ahmed Aliyu’s candidature as they were doubting his capacity to pilot the affairs of the state effectively””.
Continuing, Senator Wamakko further expressed optimism that the state would witness more dividends of democracy under governor Ahmed Aliyu’s leadership, hence, “he has so far proved to be a blessing to the state”.
Wamakko therefore expressed his appreciation to the people of Sokoto state for their continued support and cooperation to the Ahmed Aliyu led adminstration even as appealed to them to keep it up.
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Rep. Amos Secures Scholarships For 200 Jema’a/Sanga Students

By Israel Bulus, Kaduna
At least 200 students from the Jema’a/Sanga Federal Constituency in Kaduna State have been selected for a scholarship scheme sponsored by the Speaker of the House of Representatives, Rt. Hon. Tajudeen Abbas.
The scholarship initiative was facilitated by the federal lawmaker representing the constituency, Hon. Daniel Amos, as part of ongoing efforts to promote education and empower youths in the region.
In a statement issued by Amos’ Special Assistant on Media and Publicity, Victor Teh Dabo, it was confirmed that the payment process for the scholarship has already commenced.
“The Office of the Member Representing Jema’a/Sanga Federal Constituency, Rep. Daniel Amos, is pleased to announce the commencement of payment for the scholarship scheme sponsored by the Rt. Hon. Abbas Tajudeen, Ph.D.,” the statement read.
Dabo also urged all listed beneficiaries to visit the constituency office for clarification or further instructions regarding the disbursement.
Rep. Amos reaffirmed his commitment to youth development, stating that education remains a key priority in his efforts to improve the welfare of constituents in both Jema’a and Sanga.
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Racketeering hits NAHCON’s selection of 2025 Hajj officials

The National Hajj Commission of Nigeria (NAHCON) is facing allegations of racketeering and unscrupulous practices in its selection process for ad hoc staff for the 2025 Hajj operation.
This situation arises shortly after the NAHCON Chairman/CEO, Professor Abdullahi Saleh Usman, inaugurated the Principal Officers of the National Medical Team (NMT) and its Steering Committee for the upcoming 2025 Hajj.
The committee’s primary duty is to manage the selection, screening, and orientation of applicants for the national medical team.
The applicants consist of a variety of medical professionals, including doctors, nurses, pharmacists, and paramedics.
Sources reveal that over 30,000 health professionals have applied through the medical team portal, despite NAHCON intending to recruit only 300 medical personnel—a figure considered by observers to be excessive for the 50,000 pilgrims registered for this year’s Hajj.
Experts note that Nigeria’s medical team is set to be larger than those from the 10 largest Hajj countries. In comparison, Pakistan, with 179,210 pilgrims, has just over 100 medical personnel.
This trend extends to Malaysia, Turkey, India, Iran, Indonesia, Bangladesh, Egypt, Algeria, and Morocco.
Insiders indicate that the decision to hire 300 medical professionals under Professor Usman’s leadership has led to allegations of racketeering and clandestine dealings involving certain staff members and external groups, allegedly with the implicit approval of those in high positions.
These groups are reportedly extorting payments from applicants to secure ad hoc staff roles for the 2025 Hajj operation.
One specific group claims to operate with the commission chairman’s tacit approval, charging N200,000 as an application fee along with 40 percent of the applicant’s Basic Travelling Allowance (BTA), approximately $800 based on the 2023 Hajj medical personnel benchmarks.
A woman from Kano, identified as Hajiya Aisha Haske Gama, also known as Jagora, leads one of the racketeering factions. She has created a three-page undertaking form under the name A.M.I Haske Nigeria Limited, requiring applicants to complete it and return it along with two passport photographs.
A copy of the form obtained by this newspaper indicates that applicants must pay a processing fee of N200,000 and agree to relinquish 40 percent of their BTA while in Saudi Arabia.
Our reporters have also acquired an audio recording of Dr. Khalid, a promoter associated with Hajiya Haske’s group, defending their activities and asserting that the racketeering activities have Professor Usman’s backing.
In the audio, Dr. Khalid urged an individual named Abubakar to confirm the legitimacy of Hajiya Aisha Haske’s group with Professor Usman or any staff member in the chairman’s office.
“Go and ask Sheikh Saleh Pakistan (Professor Usman’s nickname). Inquire whether what Hajiya Aisha Haske Gama Jagora is doing is legitimate. He is aware of our arrangement (deal). We are genuine. We aim to assist our people. Our actions are predicated on Sheikh Saleh Pakistan’s presence,” Dr. Khalid stated in Hausa.
Numerous commission staff members have corroborated the ongoing racketeering within the organisation. One official reported being offered a medical team position for N5 million. “It’s true. I was offered a medical doctor’s slot at N5 million,” he asserted.
Observers are worried that nine days to the beginning of the airlift, the medical team members have not been appointed and trained. “This portends a serious challenge for the operation. This is because you need at least a week to verify the certifications of the shortlisted medical personnel from the relevant educational and professional bodies. You need to give them crash programme on the operation,” an insider said.
Each year, the commission recruits numerous ad hoc staff to aid pilgrims during their time in the holy land. Besides the medical team, there are also personnel responsible for the media, ulama, security, stakeholders, and pilgrim assistants, among other roles.
In the 2024 Hajj, the commission sponsored 152 Muslim clerics to the holy land, alongside more than 600 others identified as “stakeholders.”
Despite reduced revenue due to a low pilgrimage turnout, the commission is contemplating sponsoring hundreds of ad hoc officials.
Saudi Arabia has allocated 95,000 Hajj slots for Nigeria in 2025, yet only about 52,000 individuals are expected to embark on the holy pilgrimage—40,000 through state governments and 12,000 via private tour operators.
“The commission lacks an approved budget for these inflated ad hoc staff hires; they plan to source funds from other categories,” one official stated confidentially.
The official criticised the commission leadership for “favouring ad hoc staff who contribute little in the holy land over trained commission personnel capable of fulfilling the tasks needed.”
Investigations have shown that many medical professionals sent to the holy land in the past have remained inactive. This led to the scrapping of many ad hoc staff positions, particularly pilgrim assistants, during Barr. Abdullahi Mukhtar Muhammad’s tenure, according to insiders.
They added that under the leadership of Musa Bello and Barr. Mukhtar, stakeholder slots were restricted to institutional representatives, never exceeding 30 individuals, primarily from government bodies involved in operations in Saudi Arabia. These included representatives from the offices of the SGF, AGF, President, Vice President, NIA, and National Assembly, among others.
However, he noted that nearly 1,000 individuals are transported under the pretence of being stakeholders, asserting that the “stakeholders’ slots are now being sold to the highest bidders.”
Some officials at the commission told our reporters of an ongoing extortion of staff members before they are pencilled for this year’s Hajj.
The staff members pointed an accusing finger to a permanent commissioner who allegedly collects money to include workers names in the 2025 Hajj list.
“It is pathetic. There is no criteria for picking the staff for 2025 Hajj as it used to be. It is clearly a case of extortion and crass nepotism,” one of the staff grumblingly said.
Insiders further revealed that ethnic and sectional considerations are at play in the staff selection of 2025 Hajj officials. “Commissioner PPMF, Aliyu Abdulrazak, is busy enlisting every staff from the South-South, while
Commissioner PRSILS, Professor Abubakar A Yagawal, has been considering staff from Sokoto state. It is that bad,” a staff who spoke in confidence said.
The official said, “it is only Commissioner of Operations, Prince Anofi Elegushi, that is showing semblance of fairness in the entire process. He is the only one that gives listening ears to all staff members irrespective of their state of origin. As I speak to you now he is the only fair-minded among them.”
This newspaper also found that aside the allegations of extortion, the management has also blacklisted some workers.
Further findings revealed that contrary to established tradition, not all management staff are being considered this year — which is generating bad blood in the commission.
“The leaderhip of the commission is handpicking staff without the consultation of their heads of departments as it used to be. We have situations where junior staff are handpicked while the of the department — a level 14 or even directorate cadre are left out,” another official confided on this newspaper.
Another official said traditionally all management and level 14 officials are shortlisted for the operation unless they have pending disciplinary cases.
“Workers facing disciplinary cases are being shortlisted against the standing rules. Others with no single query are not being considered because they are not in the good books of the people in the chairman’s office,” another top official in the commission said.
Staff members also expressed their displeasure over the priority given to those recently pasted to the commission from outside in the allocation of Hajj seats. “Many staff members who didn’t spend up to six months in NAHCON are now picked for the 2025 Hajj, leaving behind traditional staff who are experienced, and have been planning for the exercise for a year,” one of the staff said.
Contrary to the past where the NAHCON advance team travels to Saudi Arabia 10 days to the inaugural flight, the team is yet to travel nine days to the commencement of the airlift. Insiders said they are billed to travel on May 5 — four days to the inaugural flight, which they said is pretty late.
Stakeholders who spoke to this newspaper have renewed their calls for leadership change in the commission, while staff are calling for ICPC, EFCC and DSS to investigate every step of the Hajj preparation they argued is marred by alleged corruption, nepotism and irregularities.